Tag: life insurance facts
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Can a person have two life insurance policies?
Important things to know… You can have more than one life insurance policy. You can have multiple policies from one company or policies from different companies. Compare rates and features to determine if you should have one policy or more than one. …
→ Read MoreCan nursing homes take your life insurance?
Important things to know… The cash value in a life insurance policy counts as an asset for Medicaid. Some life insurance policies will let you use part or all of a death benefit for long term care. Be sure you understand all your options for your lif …
→ Read MoreCan you borrow money from your life insurance policy?
Important things to know… The answer heavily depends on the kind of policy you have. If you have a term life policy, no you cannot borrow money from it. If you have a whole life policy, also sometimes called a permanent policy, then the answer is yes …
→ Read MoreCan I get a life insurance policy on my parents?
Important things to know… Yes, you can buy a life insurance policy on your parents. You can buy a life insurance policy on anyone in whom you have an ‘insurable interest.’ You cannot buy life insurance on someone without their consent. Pe …
→ Read MoreCan an ex-spouse collect on my life insurance?
Important things to know… If your life insurance policy is not addressed in your divorce decree your ex-spouse may be able to collect the benefits if they were the original beneficiary. Ownership of the policy usually determines who can change the be …
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