Tag: life insurance facts

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Can I be denied life insurance?

Important things to know… There are many reasons why you could be denied life insurance coverage There is an underwriting process that determines your eligibility for life insurance coverage Medical risk, occupational risk, and moral risk are all fac …

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Are life insurance premiums tax deductible if self-employed?

Important things to know… There are just a handful of rules governing the taxation of life insurance premiums, and while there are some fine distinctions, the same basics apply in most states The self-employed may deduct some life insurance premiums, …

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Can I get a life insurance policy on my child’s father?

Important things to know… If you depend on your child’s father for all or part of your livelihood, you probably qualify to own an insurance policy on his life. That said, you can open a life insurance policy on a person over the age of 16 only …

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Can you get life insurance if you are a felon?

Important things to know… Insurers evaluate felonies case-by-case, by their own criteria Major felonies often qualify for automatic rejection Minor felonies are assessed based on criteria like severity, frequency and current status Generally speaking …

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Are life insurance companies FDIC insured?

Important things to know… FDIC limits insurance to banking institutions for checking accounts, savings accounts, NOW’s, cashier’s checks and money orders FDIC will not insure companies that deal with financial transactions of risk and spe …

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