Tag: life insurance facts
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Can a power of attorney change a beneficiary on a life insurance policy?
Important things to know… Power of attorney’s rights and privileges should be clearly spelled out in the legal documents One instance where full power of attorney rights cannot change a beneficiary Stricter state power of attorney laws, trying …
→ Read MoreCan you cash in your whole life insurance policy?
Important things to know… If you have had your whole life insurance policy long enough to have accrued cash value, yes, you can cash it in. But, it might be wiser to borrow against it instead or look into other options. Cashing it in means you are ca …
→ Read MoreCan you have life insurance with two companies?
Important things to know… There is no requirement to meet all your insurance needs through one company Life insurance is based on a concept called “insurable need” As long as the total of your life insurance policies is supported by the v …
→ Read MoreCan a term life insurance policy be converted to whole life?
Important things to know… There are specifics that you need to understand about term life insurance There are different kinds of term insurance that you should know about Term life insurance can be sold as convertible and non-convertible It is wise t …
→ Read MoreCan you be denied a life insurance policy for smoking pot?
Important things to know… The landscape is changing when it comes to life insurance and marijuana smoking Marijuana smoking has definite effects on us, both mentally and physically Most people who smoke pot can still get some form of life insurance R …
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