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Can you have life insurance with two companies?
Important things to know… There is no requirement to meet all your insurance needs through one company Life insurance is based on a concept called “insurable need” As long as the total of your life insurance policies is supported by the v …
→ Read MoreCan a term life insurance policy be converted to whole life?
Important things to know… There are specifics that you need to understand about term life insurance There are different kinds of term insurance that you should know about Term life insurance can be sold as convertible and non-convertible It is wise t …
→ Read MoreCan I be denied life insurance?
Important things to know… There are many reasons why you could be denied life insurance coverage There is an underwriting process that determines your eligibility for life insurance coverage Medical risk, occupational risk, and moral risk are all fac …
→ Read MoreCan I get a life insurance policy on my child’s father?
Important things to know… If you depend on your child’s father for all or part of your livelihood, you probably qualify to own an insurance policy on his life. That said, you can open a life insurance policy on a person over the age of 16 only …
→ Read MoreAre life insurance companies FDIC insured?
Important things to know… FDIC limits insurance to banking institutions for checking accounts, savings accounts, NOW’s, cashier’s checks and money orders FDIC will not insure companies that deal with financial transactions of risk and spe …
→ Read MoreIs my life insurance deductible on schedule c?
Important things to know… Most Life Insurance Premiums Are Not Tax Deductible Schedule C is the IRS form that a small business uses to report its profit and loss from doing business. Policy Loans Are Not Taxable In a general sense, life insurance pre …
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