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Life Insurance Rule of Thumb
Life insurance is something that no one really wants to think about using. While it is designed to protect you against the only thing in life that is guaranteed, the thought of preparing for a time when you will no longer be in the picture can be morbi …
→ Read MoreLife Insurance: Drug Test
You may be wondering, “Do they drug test for life insurance?” Typically, when you purchase life insurance, the provider will require that you submit to different types of medical tests to ensure that you are insurable. To be considered insurable, you m …
→ Read MoreLife Insurance: Blood Test
When you are applying for life insurance, you need to familiarize yourself with more than just the type of insurance you want to buy, you also need to familiarize yourself with the application process. Life insurance is an extremely important financial …
→ Read MoreLife Insurance Beneficiary Trust
Every life insurance policy must have a beneficiary, which is the person or entity that receives the proceeds of the policy when the insured dies. The beneficiary can be one or more people, such as the spouse and/or children of the insured, or it can b …
→ Read MoreLife Insurance: Nicotine Test
When you apply for most life insurance policies, the application must go through different stages of underwriting before it is approved and the policy is issued. Underwriting is a very important part of the process of selling life insurance because the …
→ Read MoreWhat is a life insurance waiver of premium?
Buying life insurance is not something you look forward to. While it is not a product people want to use, it is definitely a product that all individuals in each stage of their adult life need. When you buy any type of standard or specialty life insura …
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